Privacy Policy of BEYOUNDEXTRA TECH PRIVATE LIMITED

Last Updated: 02.03.2026

Welcome to BEYOUNDEXTRA TECH PRIVATE LIMITED.

BEYOUNDEXTRA TECH PRIVATE LIMITED (“Company”, “we”, “us”, or “our”) operates a digital platform that enables users to load, hold, and utilize funds through a prepaid digital wallet using credit cards.

This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you access or use our website, mobile application, or related services (collectively, the “Services”).

This Privacy Policy forms an integral part of our Terms of Use. By accessing or using our Services, you agree to this Privacy Policy. If you do not agree, please discontinue use of the Services.

1. Purpose of Data Collection

We collect information to:

  • Facilitate secure wallet loading and transaction processing.
  • Process card-based and other payment transactions.
  • Verify identity and comply with KYC, AML, and regulatory obligations.
  • Prevent fraud, suspicious activity, misuse, and financial crime.
  • Provide transaction alerts, updates, and customer support.
  • Improve system performance, security, and user experience.
  • Comply with applicable laws, financial regulations, and lawful governmental requests.

Our objective is to ensure secure, compliant, and transparent wallet operations.

2. Scope of This Policy

This Privacy Policy applies to:

  • Registered users of the BEYOUNDEXTRA wallet platform.
  • Individuals interacting with our Services.
  • Third-party service providers engaged for payment processing or compliance functions.

3. Information We Collect

3.1 Information You Provide

  • Full name
  • Email address
  • Mobile number
  • Identity verification details (PAN, Aadhaar, or other KYC documents where applicable)
  • Date of birth
  • Billing details
  • Wallet transaction history
  • Customer support communications

3.2 Automatically Collected Information

  • IP address
  • Device identifiers
  • Browser type and operating system
  • App usage logs and interaction data
  • Transaction metadata
  • Approximate location derived from IP

3.3 Transaction Data

  • Transaction amount
  • Payment timestamps
  • Authorization codes
  • Payment gateway reference numbers
  • Wallet credit and debit records
  • Fraud risk indicators

Important:
BEYOUNDEXTRA TECH PRIVATE LIMITED does not directly store full credit card numbers. Card processing is handled by authorized payment gateway partners in compliance with applicable industry standards (such as PCI-DSS).

4. Classification of Information

We classify information as:

  • Personal Information: Name, contact details, identification details.
  • Sensitive Personal Information: Financial data, KYC documents, authentication credentials.
  • Other Information: Device data, analytics data, usage patterns, IP address.

5. How We Use Your Information

We use collected data to:

  • Process wallet loading transactions.
  • Verify identity and conduct compliance checks.
  • Monitor suspicious or fraudulent activity.
  • Enforce our Terms of Use.
  • Resolve disputes, chargebacks, and reversals.
  • Improve system reliability and user experience.
  • Provide customer support.
  • Send service-related notifications and alerts.

We may also use aggregated and anonymized data for analytics and performance monitoring.

We do not sell your personal data.

6. Data Sharing

We share information only in the following circumstances:

6.1 With Payment Partners

To process wallet transactions, we share necessary transaction data with authorized payment gateways, acquiring banks, issuing banks, and card networks.

6.2 With Compliance and Risk Partners

To conduct KYC verification, fraud monitoring, AML screening, and regulatory reporting.

6.3 With Legal Authorities

When required by law, court order, regulatory directive, or to protect our legal rights.

6.4 With Service Providers

Including:

  • Cloud hosting providers
  • Analytics providers
  • Fraud monitoring systems
  • Customer support tools

6.5 Business Transfers

In the event of a merger, acquisition, restructuring, or transfer of assets.

We do not share personal data for independent third-party marketing purposes.

7. Data Security

We implement commercially reasonable safeguards, including:

  • Encryption of data in transit (SSL/TLS)
  • Secure server infrastructure
  • Role-based access controls
  • Logging and audit trails
  • Fraud detection and monitoring systems
  • Secure storage of sensitive documentation

While we strive to protect your information, no method of transmission over the internet is completely secure.

8. Data Retention

We retain personal and transaction data:

  • As long as your account remains active.
  • As required under applicable financial, regulatory, or tax laws.
  • For fraud prevention, audit, and dispute resolution purposes.

Upon account closure, data may continue to be retained as required by law.

9. Your Rights

Subject to applicable law, you may:

  • Request access to your personal data.
  • Request correction of inaccurate information.
  • Request account deactivation.
  • Opt out of non-essential communications.

Requests may be submitted through our official support email.

Certain information may be retained where required for legal or regulatory compliance.

10. Cookies and Tracking Technologies

We use cookies and similar technologies to:

  • Maintain login sessions
  • Improve platform functionality
  • Analyze engagement
  • Detect security risks

You may disable cookies through your browser settings, but some features may not function properly.

11. Children’s Privacy

Our Services are not intended for individuals under 18 years of age. We do not knowingly collect personal data from minors.

12. Cross-Border Data Processing

Where necessary, data may be processed on secure servers located within or outside India, subject to applicable data protection laws and safeguards.

13. Changes to This Policy

We may update this Privacy Policy periodically.

Material changes will be communicated through the platform or via email notification. Continued use of the Services after such updates constitutes acceptance of the revised policy.

14. Contact Us

For any questions regarding this Privacy Policy:

BEYOUNDEXTRA TECH PRIVATE LIMITED
Email: support@ultrafastapi.com
Address: Mali Dhani, Nasirabad, Ajmer, Nasirabad, Nasirabad, Ajmer- 305601, Rajasthan

By using the Services of BEYOUNDEXTRA TECH PRIVATE LIMITED, you acknowledge that you have read, understood, and agreed to this Privacy Policy.